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(NAPSI)—The U.S. Postal Service plans all year for the holiday season. With more than 240 years of experience delivering the holidays, the Postal Service and local postal elves are ready to make this year the best one yet. Here are some tips designed to help postal customers have a happier, …

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(NAPSI)—The days of formal, buttoned up and by the book, it seems, are over. The new trend is for easy breezy, free-spirited, casual. An attitude of latitude! From lifestyle to fashion to flowers, today’s beauty is in the looser details. You might say it’s perfection in imperfections.

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(NAPSI)—Social and traditional media have been abuzz with articles and information about the rising phenomenon of digital currencies. But what does it all mean and should you buy in?

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(NewsUSA) - For military veterans with Medicare and their caregivers, the Annual Election Period (AEP) for Medicare Advantage and Prescription Drug Plans is a critical time. You'll want to assess that your health care coverage to ensure you select the best possible health plan to cover your …

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(BPT) - A generation ago, Americans were savers. When the Greatest Generation and Boomers needed to make a major purchase or wanted to take a trip, they put money aside. And then they saved some more. Putting money aside each week or month was an ingrained habit, perhaps as an outgrowth of p…

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(BPT) - Navigating the United States' immigration process is not without its challenges, especially for those who are learning to speak English. From the anxiety of trying to decide whether you qualify for a green card or another visa, to navigating the various information sources and the li…

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(NAPSI)—There could be good news for taxpayers—especially those who are also parents of school-age kids. Since the creation of the first school voucher program in 1990, 42 analyses have examined the fiscal affect of school choice on taxpayers. While public officials often fear the fiscal eff…

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(NAPSI)—Colleges across the country are adapting to a new landscape in which prospective students are more carefully scrutinizing their choices. High schoolers are savvier than ever—more than a third now apply at nine or more colleges, according to the National Association for College Admiss…

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(BPT) - Many options exist when it comes to investing, and the variety of choices can be overwhelming. Whether it’s stocks, capital investments or the latest investment tool, each seems to come with its own set of rules and specialized terms. But one tool stands out as simple, safe and acces…

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(StatePoint) It is hard to think about death, but organizing your financial paperwork, having a will, making sure you have an appropriate amount of life insurance coverage and even writing out funeral plans, can help ensure that loved ones left behind have a little less to worry about during…

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(BPT) - Your financial health impacts your life, not only in the way you live today and in the future, but in the legacy you leave behind to those you love the most. Whether you’re paying student loans, buying spin classes, or caring for an aging loved one, the way you live today and in the …

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(NAPSI)—The Employee Benefit Research Institute estimates that a typical 65-year-old couple will spend a total of $265,000 in health care costs over the remainder of their lives. This staggering amount of money has the potential to derail even the best-laid retirement plans.

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(StatePoint) For kids, October is a big month because it includes the one night where costumes are encouraged and begging for candy is expected. But it’s also National Financial Awareness Month, and amazingly, many teenagers will graduate high school this year with little knowledge about h…

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(StatePoint) Whether you’re a novice or experienced investor, there are steps you can take in order to take control of your financial destiny, and you don’t necessarily need a professional financial planner to do so, say some experts.

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(StatePoint) When it comes to purchases, Americans overwhelmingly prefer credit cards to cash or debit cards, yet few review the rewards and benefits that come with their card. This means millions of Americans may be missing out on experiences, cash back or other benefits that credit cards offer.

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(NAPSI)—While no one really likes to talk about the scenarios in which life insurance becomes necessary, having these conversations and taking the required steps to insure your legacy is the best way to protect loved ones’ financial futures—and is especially important as you near retirement.

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(BPT) - Up to 40 percent of food grown, processed and transported in the United States is never eaten, yet one in eight Americans suffers food insecurity. The average four-person family wastes $1,500 a year on food.

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(StatePoint) No matter if you’re single or married, in your twenties or your forties, a parent or not, life insurance coverage is important in ways you may not realize, and costs less than you’d expect. And experts now stress that employer-sponsored coverage typically isn’t sufficient …

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(BPT) - As a parent you understand the importance of successful money management firsthand. Every bill must be accounted for and budget balanced. It’s the only way you can manage your household and save for those bigger events in life. Your kids, on the other hand? They are not quite so mone…

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(BPT) - The school year has begun, and while the back-to-school expenses of many parents are done for the summer, students will still have ongoing needs throughout the year. But parents are not the only ones who spend their own hard-earned cash to make the school year a success, and they are…

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(NAPSI)—A recent survey by Ameriprise Financial found that 68 percent of retirees with at least $100,000 in assets have not yet taken money out of their savings, beyond what they must withdraw as part of the IRS’ required mini-mum distributions from their retirement accounts.

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(StatePoint) Nearly half of consumers have encountered an emergency expense in the past year, but when it comes to financially preparing for the unexpected, many fall short, according to CIT Bank’s new Summer Savings Survey conducted by The Harris Poll. What’s more, the survey also found…

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(StatePoint) With consumer debt on the rise and many failing to adequately save for the future, experts say that financial illiteracy is a major problem for Americans -- and one that communities and parents have a joint responsibility to address, starting in childhood. And right now, most ch…

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(NewsUSA) - As back-to-school time sets in, personal finance becomes more complicated for many families. Some have students away from home for the first time, others have expenses for tuition, and of course the many purchases associated with the start of school: backpacks, lunch bags, clothe…

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(NAPSI)—Each year, hundreds of thousands of Americans are injured in serious accidents. Though the causes may be different, one thing is increasingly common: Because there are often long delays in collecting payments for legitimate insurance claims, injured parties can become “twice victims.”

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(StatePoint) Whether you’ve just moved into your dream home and are experiencing the elation of making it your own or you are a few years into paying off your mortgage, if you are like most homebuyers, chances are you have the standard 30-year mortgage and may feel daunted as you anticipat…

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(NewsUSA) - The 2017 Reform Act of 2017 is starting to gain traction as former United States Congressman Mark Schauer (MI-07) suggest that the "Opportunity Zones created under the tax bill incentivize capital flow to businesses in low-income neighborhoods all over the nation. Investment of e…

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(NewsUSA) - Many families have a single debit or credit card shared among several individuals, including teens and college students who may lose track of purchases, buy from unsecured websites, or access money without clearing the amount with parents.

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(NAPSI)—Parents identify with Yoda more than other Star Wars characters when it comes to family finances—according to a survey by New York Life. Yoda is patient, uses past experiences to guide future decisions and finds it important to teach the next generation.

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(NAPSI)—Managing money as a college student can be challenging—with juggling tuition, room and board, books and everyday expenses, costs can quickly add up. Money is often tight and income limited. What's more, for many, college is a time when they may be managing their money for the fir…

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(StatePoint) As the saying goes, “men are from Mars, women are from Venus.” But when it comes to how each gender approaches their finances, the two groups might as well be from different universes, according to findings from the recent PNC Investments Millennials & Investing Survey.

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(StatePoint) When it comes to retirement planning, anxiety comes with the territory. Will you be able to maintain your lifestyle in retirement? Will you have enough to cover your monthly bills without depleting your savings? Are you at risk of outliving your money? While such concerns are co…